Kita’s AI credit assessment stack, from origination to decision.
Start as the lenderNO SIGN-UP · 4 MINUTES
The underwriter workspace
Three API-ready modules. Use one or all three, fed by Kita’s application or your own intake.
LOAN FILES IN
AI Credit Officer
Chases borrowers on SMS, email and chat.
Against your eligibility rulesA COMPLETE FILEKita Capture
Extracts credit signal cited to the source.
Flags inconsistenciesCITED CREDIT DATAAI Underwriting Assistant
Spreads the financials and drafts the memo.
Against your credit policyFILLS IN A SCORECARDYOUR DECISION
The borrower experience
Guided intake that keeps applicants moving and gathers credit context while they apply. Automated follow-ups pull more information and keep borrowers informed — so fewer drop off.
AI-assisted application
Walks applicants through step by step, asking follow-ups in their own words.
Borrower portal
Shows what’s still outstanding and keeps nudging. Applicants know where they stand.